HDFC Infinia is one of the Best HDFC Credit Card that comes with exclusive offers in India, holding a commanding position like no other card does. This super-premium card is offered to selected customers on an invite-only basis by the HDFC Bank. It offers benefits in varied categories like travel, rewards, shopping, dining, and many more. It is a great choice for high spenders, and also it offers high rewards. It is a metal edition card that targets High Net worth Individuals (HNIs). Also, it offers a cheaper foreign currency conversion rate of 2%, along with a complimentary membership to the Priority Pass Program. It considers the international travel needs of its premium customers.
Features and Benefits
Mentioned below are the salient features of HDFC Infinia Credit Card:
- Get a complimentary Club Mariott membership for 1 year, i.e. a 20% discount on restaurant bills and 20% off on the best available rates at Marriott hotels in India and also on Weekend Rates in the Asia Pacific.
- Get 12500 bonus Reward points after payment of joining fees.
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- Get a complimentary Priority Pass membership with unlimited free airport lounge access.
- Get the Lounge Access Program, as well as a complimentary Club Marriott membership for 1 year.
- Get a complimentary 2 + 1-night stay at luxury ITC hotels.
- Book flights using rewards earned on the credit card where the value of 1 RP for redemption against the flight booking is INR 1.
- Under the Good Food Trail program, get a discount of 25% at 2000+ premium restaurants.
- 1 + 1 buffet at 200+ restaurants.
- 1 + 1 food or drink in select restaurants.
- Get 1 + 1 complimentary buffet in ITC hotels.
- Enjoy unlimited golf games at leading courses across India.
- Get a fuel surcharge waiver of 1% on purchases between INR 400 and INR 100000 at all fuel stations across the country, capped at a maximum of INR 1000 every month.
- Get a waiver of the renewal fees of INR 12500 when INR 10,00,000 is spent in the previous year.
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- HDFC Infinia Credit Card offers 24*7 concierge services.
- The foreign currency markup for the HDFC Infinia card is 2% (plus taxes), which is much less than the general 3.5% for most other credit cards.
- Get the following insurance benefits:
| Category | Insurance Coverage |
| Accidental air death | INR 3 crores |
| Medical emergency cover | Up to INR 50 lakhs |
| Credit shield | INR 9 lakhs |
| Credit liability | INR 9 lakhs |
Documents Required
Mentioned below is a list of documents that are required in order to apply for an HDFC Infinia Credit Card:
- Income-related documents like copies of the IT Returns, recent salary slips, and Form 16.
- Aadhaar Card or Passport as Address proof.
- Two passport-size pictures.
- A PAN Card copy or Form No.60.
- Application Form.
- Passport. Aadhaar Card or Driver’s License as identity proof.
Fees & Charges
Mentioned below are the processing fees to apply for HDFC Infinia Credit Card:
| Type of Fee/ Charge | Amount |
| Joining Fee |
|
| Annual Fee |
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| Finance Charges | 1.99% p.m. (23.88% p.a.) |
| Cash Advance Charges | Nil |
| Fuel Surcharge | 1% fuel surcharge waiver up to INR 1,000 each month |
| Foreign Currency Markup | 2% of the total transaction amount + taxes |
How do you apply for an HDFC Infinia Credit Card?
- Via Online Mode:
Step 1: Visit the HDFC Bank’s official website.
Step 2: Next, click on the “Credit Cards” and then on “Apply Credit Card”.
Step 3: Select HDFC Infinia Credit Card.
Step 4: Provide the details required for KYC.
Step 5: Click on “Submit”.
- Via Offline Mode:
Step 1: Visit any nearest HDFC Bank branch.
Step 2: The bank representative will assist the applicant with the application process.
How do you check the Application Status of an HDFC Credit Card?
Before you check your credit card application status, you should keep the following information ready:
- Credit Card application number
- Credit Card Reference Number
- PAN Card/ Mobile Number
- Date of Birth
In the past, the credit card was a novelty; no one knew about the ways to track application status. But now things have changed as banks have gone digital, and they are able to track application status through advanced technology. Earlier, if someone wanted to know the application status, he had to chase a bank executive and make multiple visits to the bank. It can be checked easily through any of the means below:
- Using Net banking – The user has to visit the authentic website of the bank; there, he will see the option of “Track My Credit Card Application Status”, or in some other cases, you will find the tracking option in the card section only. Users have to click on that, after which a form will open requesting them to enter their Credit Card Application/ Reference Number, Mobile Number, or Date of Birth/ PAN Card, depending on your bank processes. At last, you have to click on Check Credit Card Application status to know the current status of your credit card.
- Offline or Through the Bank’s Customer Care Representative – You have to call the Bank Representative, who will ask you about your application number/ reference number, mobile number, and date of birth. Check the system for the current status and let you know.
- Offline via SMS Alerts – If you have registered yourself for SMS banking, then banking will send you an SMS when it will dispatch the credit card. You can get information about the delivery agent or courier along with the Airway Bill or Tracking number.
- Offline by visiting the nearest bank branch – If you have access to a bank branch, then you can visit the same with your card application number. The bank representative will check your status online and will tell you your card status. Most of the bank services and solutions have been designed and customised, keeping end customers in mind. So, it’s a very good option as it is empowered with technology, offering convenience, efficiency, and security.
